Car Insurance

Choose from two levels of cover

Loss or damage to your car
TrueCover Assist (roadside) included
Loss or damage to third party property
Lifetime guarantee on repairs
24/7 claims
New car replacement
Emergency repairs and towing
Choice of agreed value
A range of options for added protection

Loss or damage to other cars
TrueCover Assist (roadside) included
Legal liability cover
Optional fire and theft cover
Choice of standard excess
14 day cooling off period
Pay annually or monthly

Terms, conditions, limits, exclusions and eligibility criteria apply. Please refer to the Product Disclosure Statement and TrueCover Assist T&Cs for full details.

Why TrueCover

For People, Not Profit

Our customers are at the heart of everything we do. Instead of paying profits to shareholders, we use all those funds to save you time and money.

Friendly, Local Call-Centre

We are here 24/7 to keep you moving. Our dedicated team is by your side to help you with warmth and expertise.

Roadside Assist Included

Every TrueCover policy comes with award-winning roadside assistance, at no extra cost. We’re here for you 24/7, nationwide.

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Standard Benefits

Optional Benefits

Benefits	Comprehensive	Third Party Property
Loss or damage to your car From collision or impact, malicious damage, fire, storm, hail, flood, theft or attempted theft.
Loss or damage to third party property Up to $20 million of cover for damage your car causes to the property of others.
Lifetime guarantee on repairs We provide you with a lifetime guarantee against defective works or parts if we authorise the repairs to a preferred repairer.
24/7 claims Stress-free claims, with a 24/7 emergency hotline, online claim tracking and a local team here to keep you moving.
TrueCover Assist Rapid help with breakdowns, batteries, fuel and tyre issues. This service is included with every TrueCover insurance policy.
No maximum driver age Drivers are eligible for coverage, irrespective of their age, if they are licenced under their state’s licencing rules.
New for old replacement If your new car is a total loss, we will replace your car and pay the associated on-road costs.
Towing and storage After an incident, we will pay the reasonable cost of towing and storing your car at a repairer or place of safety.
Emergency repairs We cover up to $500 for emergency repairs arising from an incident.
Hire car after theft If your car is stolen, we will cover a hire car for up to 14 days, up to a daily rate of $50 per day.
Unbraked trailer and caravan We’ll pay $500 towards damages or losses caused to your unbraked trailer or caravan towed by your car.
Ambulance after accident This additional service provided with your insurance policy covers the cost of an ambulance after an accident.
Funeral and death benefit We will pay the estate $5,000 if a listed driver passes away as a direct result of an incident.
Choice of agreed value You choose how much to insure your car for, giving you peace of mind if your car is written off.
Choice of standard excess Tailor your policy by selecting your standard excess. A higher excess will lower your premium.
Pay annually and save You may end up paying more for monthly policies with other insurers.
14 day cooling off period If you cancel your policy within 14 days and haven’t made a claim, you are entitled to a full refund.

Benefits	Comprehensive	Third Party Property
Hire car cover If your car is involved in an incident, we will cover a hire car for up to 14 days, up to a daily rate of $50 per day.
Car contents cover We will cover up to $2,000 for the loss or damage to personal belongings during an incident.
Windscreen cover Up to $1,000 for the repair or replacement of your front windscreen damaged during an incident, with a reduced excess of $50.
Fire and theft cover Covers your car for loss or damage from fire, theft or attempted theft. Also covers a hire car after theft.

Terms, conditions, limits, exclusions and eligibility criteria apply. Please refer to the Product Disclosure Statement and TrueCover Assist T&Cs for full details.

Car Insurance FAQs

View all FAQs

What is compulsory third party (CTP) insurance?

Compulsory third party insurance, or CTP, protects the driver of a motor vehicle from financial liability in the event they were to cause injury or death to others in a motor vehicle accident. Third parties include other drivers, passengers, cyclists, motorcyclists and pedestrians. CTP covers their treatment and care, which may be for life. It may also cover other things like loss of income and any damages. CTP cover varies by state. Some states allow you to choose your own insurance provider, others do not. You need CTP insurance to register a motor vehicle in Australia.

For more information about the CTP scheme and who you can purchase your CTP from, please speak to your local motor vehicle registry. Currently, TrueCover does not provide CTP insurance. If you would like more information, please call us on 1300 800 900.

Which drivers should I list on my policy?

At TrueCover, you will need to declare the main driver on the policy, being the person that will drive the car the most. You can choose which other drivers are listed on the policy. One of the benefits of listing additional drivers is that it may make the claims process simpler, faster and cheaper, by avoiding additional excesses.

Cover for drivers is subject to standard underwriting criteria and policy terms. For more information, please view our Product Disclosure Statement or speak to one of our friendly team on 1300 800 900.

How do I make a change to my policy?

Please give our friendly team a call on 1300 800 900 and we will take care of the rest. If you prefer, you can also reach us via webchat or video call through our website. Alternatively, you can update your information through the My TrueCover portal.